If you’re an Amazon seller, getting paid on time is more than just convenient, it’s essential for managing cash flow, restocking inventory, and keeping your business running smoothly. One of the most common questions new (and even experienced) sellers ask is: “How long does Amazon take to process payments?”
The answer depends on your account status, payout schedule, and whether Amazon needs additional verification. Below is a clear breakdown of how long payments take and what can delay them.
How Amazon’s Payment Cycle Works for Sellers
Amazon doesn’t pay sellers every time a product sells. Instead, Amazon uses a settlement cycle, meaning your earnings are collected over a period and then disbursed.
Here’s what typically happens:
- Customer places an order
- Amazon collects the payment
- Funds enter your “Account Level Reserve”
- Amazon releases available funds on your payout date
- Your bank processes the deposit (1–5 days)
Typical Amazon Payment Processing Time
1. Standard Seller Payouts
- Every 1 – 2 weeks
- Amazon initiates payouts on a 14-day cycle for most sellers.
- Once Amazon releases the payment, it may take 1 – 5 business days to appear in your bank account.
2. Daily Disbursements (Eligibility Required)
- Funds can be requested daily, but only if you’re eligible and have a strong account history.
- Bank transfer still takes 1 – 5 business days after Amazon initiates the payout.
3. New Seller Holds
If your account is new, Amazon may hold funds for longer to verify your performance and reduce risk.
Holds may last:
- 7–14 days after the order is delivered
- Or until Amazon verifies your identity and account health
4. A-to-z Claims & Chargebacks
If an order has a dispute, Amazon may keep funds reserved until the issue is resolved.
Why Your Seller Payment Might Be Delayed
Even if you’re experienced, delays can happen. Common reasons include:
- Account under review
- Late shipment or high defect rate
- Missing or outdated bank account information
- Verification requests (ID, address, tax info)
- High-risk orders or sudden sales spikes
- Reserve increases due to performance issues
These situations can extend your payout timeline beyond the usual 14-day cycle.
How to Get Faster Payouts on Amazon
While you can’t fully control Amazon’s internal checks, you can speed things up by maintaining a strong account:
- Keep Order Defect Rate (ODR) low
- Upload tracking quickly
- Resolve customer issues fast
- Maintain accurate business info
- Avoid sudden, unexplained spikes in sales
- Use reliable logistics providers
Some sellers also gain access to daily disbursement options once their account is stable.
Final Thoughts
For most Amazon sellers, payment processing follows a predictable rhythm: settlements every 14 days, then 1 – 5 days for bank deposits. However, new sellers or accounts under review may experience longer holds.
Understanding the payout process helps you better plan your cash flow and stay ahead in your business. The more consistent your performance, the smoother your payouts will be.